Startup Idea : Peer-to-peer currencies exchange app
Ok, I need to exchange some foreign currencies urgently over the weekend at a local shopping mall and the line is long. Yeah, like really long such as:
I was thinking, is there a way to short-circuit this hassle and unfavorable spread by the money changer at the end of the queue?
How I wish somehow there's a smartphone application that allows me to:
- find interested peer nearby me that wants to exchange currencies.
- to be safe and preferably no need to meet up with peer to exchange currencies. Never know if the person can be robber or exchange fake/tainted notes.
- the spread is more appetizing than those offered by the brick-and-mortar money changer.
- the peers utilizing this application have been vetted and proven to have the amount of money available for exchange purpose.
- once agreed, the peers can proceed to transfer the money to their respective bank accounts.
The application maker probably can monetize by charging a small transaction fee for each transfer that took place on their application.
Go and work on this app if you like the idea. Enjoy!
Preview image credit: Matam Jaswanth
See also : Startup idea : Use 3D game technology to diagnose optical deficiencies
By Adam Ng
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